01
Diagnose
Clarify objectives, time horizon, liquidity needs, existing exposures, obligations and the risks that matter most.
Our Method
Capital allocation before product selection.
The starting point is the investor’s objectives, obligations, liquidity needs and existing exposures. Products come later.
Core principle
If an asset does not have a clear job, a risk budget and a review rule, it has not earned a place.
The Framework
Four stages for disciplined capital allocation.
Each decision is tested against liquidity, downside, concentration, correlation, implementation complexity and the evidence that would make us reconsider it.
02
Architect
Define the role of each asset class, the strategic allocation, risk budget and implementation priorities.
03
Validate
Challenge assumptions through scenarios, downside analysis, due diligence and operational checks.
04
Govern
Set review rules, reporting thresholds and decision triggers so the strategy remains disciplined over time.
Six Decision Tests
Six questions worth answering before capital is committed.
Objectives
What must this capital achieve, and how long can it remain invested?
Liquidity
What must remain liquid, and what can genuinely be left untouched?
Drawdown
What loss can be absorbed without forcing a bad decision at the wrong time?
Concentration
Where does too much of the outcome depend on one asset, business, sector, currency or geography?
Correlation
Do the holdings still diversify one another when markets are under stress?
Governance
Who decides, what evidence matters and what facts would require the decision to be revisited?
Engagement Flow
From a clear balance sheet to a repeatable review process.
PHASE 01
Strategic Review
Establish the current position, objectives, constraints and critical decisions.
PHASE 02
Allocation Architecture
Define asset-class roles, risk budget, priorities and implementation roadmap.
PHASE 03
Ongoing Governance
Review exposures, performance, assumptions and decision thresholds over time.