Judgement, discipline and a balance-sheet view of wealth.
Maurizio Garro is a Certified Accountant and GARP-certified Financial Risk Manager (FRM), with more than 20 years of senior experience across finance, risk management, capital allocation, investor relations, governance and alternative assets.
Finance, risk and capital allocation from the same seat.
The common thread has been decision-making under uncertainty: how much capital to commit, what can go wrong, how risk should be governed and what evidence should change the view.
Financial oversight and capital allocation
Building decision frameworks that connect capital commitments to liquidity, downside, governance and strategic objectives.
Risk management and governance
Assessing what can go wrong, what exposures deserve limits and which facts should trigger a review.
Private capital and alternative assets
Applying institutional discipline to entrepreneurs, executives, investors and families evaluating both traditional and alternative assets.
Four principles that shape the work.
Understand before acting
Start with what is owned, what is owed, what must remain liquid and what can genuinely remain invested.
Protect against avoidable loss
Decisions should recognise drawdown, concentration, implementation risk and the cost of being forced to act at the wrong time.
Allocate deliberately
An asset belongs in a portfolio only when its role, risk budget and review conditions are understood.
Review when the facts change
Good judgement is not stubbornness. It is a willingness to revisit a decision when the evidence warrants it.
“The job is not to make every asset work at once. The job is to know why each one is there, what can go wrong and when the thesis has changed.”Maurizio Garro